A number of educators or course promoters offer free online webinars some of which are audio only and some are videos.

The webinar is generally recorded in advance and is either a presentation that includes a Q/A session or simply a Q/A session on a specific subject.

In most cases questions have been submitted in advance though increasingly there is a move towards effective live webinars.

If the webinar is live it will also be recorded for later distribution and in all cases these recorded webinars can be downloaded.

I say “free”, the purpose of a webinar is generally to promote a course which you will have to pay but there is often considerable value in these free webinars.

In many cases you will have to register to listen/watch the free element following which you will receive regular emails from the promoter though you can opt out or de-register.

The audio versions are very useful as they can be listened to having been downloaded when you are doing something else such as driving, keeping fit, commuting and even swimming, you can buy a waterproof MP3!

My colleague David Kyte listens to webinars daily when driving or walking his dog and some days is able to listen to hours of webinars depending on his schedule thereby maximising his time.

For those who, like me, are not techies all you do is to download the webinar to your computer and then copy it on to an MP3 player, which MP3 player, David Kyte uses a

I have listed the links below and if I have listened to the webinar there is a brief comment. To open the webinar click on the title.

I am starting with our webinars which will be added to on almost a weekly basis through 2010 as I interview some of the movers & shakers in the industry about “Current Market Conditions”.

From buy-to-let.com

Pre Auction Research Our webinar on the research that I do before even venturing out to view a property, all of the information that you can gather is free on the web. This webinar last for 1 hour and is split into 4 segments, the 1st is available to anyone, parts 2-4 are only available to registered users. Registration is free.

From Progressive Properties

3 Ways to Get Real Property Discounts A 10min video webinar featuring Rob Moore of Progressive.

Lease Options Telecall Download A 62 min audio webinar on Lease Options with Special Guest Sarah Barrett who, at the date of the recording, Nov 2009, had amassed a portfolio of 57 Lease Option Properties worth £18m.

Lease Options Webinar Download An audio webinar split into 3 one hour segments. The first is a Q/A between Rob Moore and Sarah Barrett, lasts an hour and covers the basic what is and how to do Lease Options. I have listened to Part 1 and found it well worth while.

Part 2 is about Lease Option marketing and strategies and Part 3 is about the legals that go with Lease Options, both feature Sarah along with Rob Moore and the legals are covered by Richard, a Partner in a firm of Solicitors in Cheltenham. Have yet to listen to Parts 2 & 3.

From Glen Armstrong

Creative Options, How to source option deals from a Rental Agent, A 10 min video interview between Glen Armstrong and a “Rental Agent” played by a guy called Mike talking about renting a property for 5 years at the discounted rent with an option to buy at the end of the 5 year period, it is an interesting take on how to present the deal to a rental agent and it assumes that the rental agent does not know anything about lease options. You will need to register with Glen before you can access this webinar.

From Simon Zutshi

Ask Simon Tele Seminar  An audio Q&A session with Simon Zutshi of Property Investors Network fame. The initial 15 questions were submitted in advance and these are followed by questions from the listeners who logged in for the live event. Haven’t listened to the whole seminar but the first two questions were answered with authority by Simon.

Who the * are Tigrent Learning UK I hear you ask politely, well they were formally known as The Wealth Intelligence Academy and prior to that, Whitney UK.

I am starting with Tigrent Learning because I am one of their trainers. I present their Buy-To-Let Advanced Training.

Tigrent Learning pre-date most if not all of the educators featured on this site and I, with Gill Fielding of The Wealth Company, helped Russ Whitney (Whitney UK) introduce his ground breaking property investment concepts to UK investors back in 2001.

Many soundly rubbished them, others listened, made loads of money and now even teach the “secrets”!

Russ certainly changed the property education business in the UK and I for one count him as a friend.

Whitney UK, was rebranded as the "Wealth Intelligence Academy" or WIA  and then recently rebranded again as Tigrent Learning UK.

There is no underhand reason for this rebranding, I understand that the parent company in the US wanted a brand or corporate name that could be used worldwide as they already operate in Canada & Australia with ambitions to spread further afield and they don’t make any secret about their history in their Media Information, I quote, “Historically, Tigrent Learning UK has been known in the UK as Wealth Intelligence Academy and Whitney UK (part of Whitney Information Network, Inc)”.

The Tigrent Learning link will take you to their Home Page where you can order a copy of their curriculum.

Many of the trainers & mentors to be found inside Tigrent started off as students who, having proved themselves in the field, are now teaching other students in the art of making money.

You will find most property related subjects inside Tigrent along with an increasing number of other money making concepts from Internet Marketing to Business Systems plus the inevitable Motivational Courses which I used to and I stress “used to” deride but now see the value of.

Value for money, increasingly YES and across the whole range, which is very comprehensive, following the failure of, dare I mention them on the same page, Inside Track, and given their associations with other course promoters, Rich Dad Poor Dad, Homes Under The Hammer, Women In Wealth, to mention three.

It does not cost an arm & a leg to try Tigrent and having personally trained a number of their trainers I know that they, the trainers, know what they are talking about, are are some of the best in the business and deliver a high quality product.

Also they are part of a large world-wide organisation listed on the US market and have to adhere to very tough US based regulations and quality control that also apply to their UK operation.

You will find most of what Tigrent teach available from other educators, some of which are listed on this site, but none cover the range available from Tigrent or are as integrated with all singing from the same hymn sheet and few cover the depth of knowledge or have the practical experience.

One activity within Tigrent that helps maintain both quality and knowledge are their Trainer/Mentor days which are held virtually every 3 months when one or more of the trainers present a shortened version of their course to those other Trainer/Mentors present.

Attendance on these days is pretty well mandatory and enable all trainers and mentors to both understand and introduce critical comment on fellow trainers presentations.

The combined specialist knowledge in the room on these Trainer Days has to be unequalled in the UK.

Your introduction to Tigrent generally starts with a free 2 hour seminar at which you can buy a 3-day property investment course which in itself covers a lot of ground and at around £ 125 per person per day is very good value when compared to others.

I know the speakers on this 3-day event and they are all experienced investors.

This can be followed by a suite of 3 day Advanced Courses that cover most of what you need to know, dependent on your strategy, and are delivered by investor/trainers, many of whom as I have said were Whitney/WIA students and have learnt the hard way.

In each case you need to do the 3-day Introduction Course, which covers various aspects of their suite of 3 day Advanced Training Courses, before undertaking courses at the Advanced Level.

As I said earlier, I deliver the  Buy to Let Advanced Course and my students need to understand the basics & terminology before coming on that course hence the reason for the intro course.

The cost is dependent on the mix of “advanced” courses that you sign up for.

A further plug for my course!

I have now delivered over 30 of the 3-day  Buy To Let Advanced Training which is pretty comprehensive even if I say so myself, I designed it.

Lots of number crunching, plus looking in depth at the product, the property, and your customer, your tenant or buyer and how a decision in one area impacts on another area, good or bad.

Quality is my mantra and being the First Choice of your prospective customer is the aim. At the end of the 3 days my students are asked to evaluate the content & delivery and I generally average over 90% but there are a lot of broken arms afterwards!

The core of this Course is covered in my Masterclass Workshop on this site.

Tigrent Learning also works alongside or is associated with a number of  buy-to-let household names such as:

Gill Fielding. (CH4 - Secret Millionaire)

In my personal top 10 list of speakers.

Great Motivational Speaker, taught me a lot.

Martin Roberts.

of Homes under the Hammer fame

His web site is well worth a visit

 

Rohan Weerasinghe. 

In my personal top 10 list of speakers.

A Tigrent Graduate and a great guy

 

Kevin Green (another CH4 - Secret Millionaire)

Also in my personal top 10 list of speakers.

Also a Tigrent Graduate and student of mine way back. 

 

All of whom offer there own courses which are either property related or motivational or a bit of both and are reviewed elsewhere on this site and are worth considering.

Google any of these guys and you will come up with a load of information, all good stuff, and indicative of the quality that Tigrent looks for in its Trainers.

Also worth listening to if you have a chance are.

Mark Dalton, you can find him on Facebook,

who also runs The London Entrepreneurial Meet

A Tigrent Graduate

Lindsay Hopkins a great mortgage broker, yes there are some good ones.

They don’t offer independent courses but may appear in other non Tigrent publicity material and are real value for money.

If their name appears on the speaker list try and go to the event.

Tigrent Learning UK are also substantial supporters of the charity Make-A-Wish Foundation® UK and by early 2009 had raised over £ 250,000 for this charity, most of which had been raised at Tigrent’s Gala Dinner & Wealth Conference held early in every New Year in London.

So what is covered property wise:

• Distressed Property & Repossessions

• Asset Protection

• Lease / Purchase Options

• Buy-to-Let (That’s me, David Humphreys)

• House of Multiple Occupancy (HMO)

• Commercial Property

• Creative Finance

• Building Developments

• Buying at Auction

• Mentor Programme

Quite a Curriculum, and all delivered by people who have first hand practical experience in their field whilst, at the same time, overlapping into other areas.

I, for instance, deliver Buy-to-Let but also I buy a lot of property at Auction which is often Distressed and hopefully use Creative Finance ideas plus doing a fair amount of Building Development and finally know a bit about Asset Protection. Most of the other trainers are also like me.

I will be writing more about the individual courses offered by Tigrent and who are their trainers and mentors, but for now click & go to their website or you can go to their channel on You Tube and watch some videos on of which is me extolling the virtues of the Buy To Let Advanced Training, the 2009 Conference Highlights is also worth watching.

By the way I have not been paid to write this blog, well not yet anyway!

So what has been received this week:

Ajay continues to churn out emails, and note the plural, every day and some are worth reading even if he is the subject of continuing exposures by Paul Shamplina of Landlord Action and the health warning continues, see inbox 5/8/09

Ajay Ahuja Exposed on BBC TV – Bailiffs Seize His Mercedes Car

Last night on BBC TV, Inside Out took a High Court enforcement officer to pursue property multi-millionaire Ajay Ahuja who had refused to repay claims awarded against him in the small claims court. The claims were made by novice investors who had trusted the Ahuja Group to source investment property deals for them but Ajay Ahuha had (in the opinion of the Court) both failed to deliver on his promises and refused to refund the deposits he had been paid.

In one case, a family man (and client of Summit Finance) was given just 2 hours to raise a £4,000 deposit and the Ahuja Group wouldn’t even give him the full address (to do his due diligence and check the comparables) until after he had paid the deposit. Needless to say, the prospective investment was a dud!!!

Hi David,

LIBOR is the rate that banks lend to each other at.  In a credit crunch there is a big disparity between the base rate set by the bank and the LIBOR.  When things go back to normal the disparity is small.

So during the credit crunch the disparity was around 1.5%.

Now the disparity is 0.1%.

That is a signal that things are at least looking up.  How much the banks are lending to each other I do not know but at least the rate is not punitive.

This explains why we have been some rate cuts in the deals being offered to property buyers.

So are we at the top of the slope ready to slide down in to property buying frenzies?  Not really.  There will be bargains still but please be aware the first time buyer is back. 

They are your enemy if you want to talk in fighting talk.  They have the capacity to outbid you by quite a large margin.  So well located properties will start becoming out of your reach and then well decorated properties next.

Then we are all left with the refurbishment wrecks to battle over.  But as soon as Sarah Beeny comes back with the Property Ladder 2010 show then the wrecks will start going for top money and 2007 levels will have been restored.

So get ready….

 

From Javaid Kiyani – www.hmopropertyriches.com

Dear David,

I've just had a young couple move into one of my houses.

"We want to try for a baby", they told me a few days after moving in.

"Good for you", I said.

I was surprised when my tenants voiced great relief by my response.  They told me that their previous landlord would not allow them to start a family in his house. 

I was amazed by this.

It's true, there are landlords out there who apply strange and sometimes illegal restrictions on their tenants.

Please don't be one of them!

Look after you tenants, and they'll look after your house.

Good Luck!

Warm Regards,

Dr Javaid Kiyani

Dear David,

You should always start your day on a high note.

Tony Robins designed some morning power questions to set him up for feeling great.  For its when you feel good that you make the best decisions.

Whether these decisions are life decisions or decisions related to your property career, it doesn't make a difference.

Please find here 7 Morning Power Questions that you need to ask yourself everyday when you wake up:

1.    What am I happy about in my life right now?

What about that makes me happy?

How does that make me feel?

2.    What am I excited about in my life right now?

What about that makes me excited?

How does that make me feel?

3.    What am I proud of in my life right now?

What about that makes me proud?

How does that make me feel?

4.    What am I grateful for in my life right now?

What about that makes me grateful?

How does that make me feel?

5.    What am I enjoying most in my life right now?

What about that do I enjoy?

How does that make me feel?

6.    What am I committed to in my life right now?

What about that makes me committed?

How does that make me feel?

7.    Who do I love?

Who loves me?

What about that makes me loving?

How does that make me feel?

Good luck!

 

Dear David,

Tenants are getting more and more fussy in their search for their ideal property.

They want to live in the best properties in the best locations for the lowest prices.

If your property is not in the best location, is not the best property on that street and is not the cheapest property on the market, you are already onto a loser!

So the worst that you can do, is to refuse tenants who have animals.

I do have animals living in some of my properties, and no I'm not talking about the tenants!

I may take a higher deposit if the tenant has animals, and always make it clear to the tenants that they are responsible for any damage that their pets do.

So, don't be too fussy when you take on new tenants.

Good Luck!

Warm Regards,

Dr Javaid Kiyani

 

Seth Godin - Seth’s Blog

I subscribe to this guy’s blog which is free and generally has a marketing slant.

Every day I get an email which is almost always worth reading.

http://sethgodin.typepad.com/

Choose your customers, choose your future

Marketers rarely think about choosing customers... like a sailor on shore leave, we're not so picky. Huge mistake.

Your customers define what you make, how you make it, where you sell it, what you charge, who you hire and even how you fund your business. If your customer base changes over time but you fail to make changes in the rest of your organization, stress and failure will follow.

Sell to angry cheapskates and your business will reflect that. On the other hand, when you find great customers, they will eagerly co-create with you. They will engage and invent and spread the word.

It takes vision and guts to turn someone down and focus on a different segment, on people who might be more difficult to sell at first, but will lead you where you want to go over time.

Can't top this

Getting someone to switch is really difficult.

Getting someone to switch because you offer more of what they were looking for when they choose the one they have now is essentially impossible. For starters, they're probably not looking for more. And beyond that, they'd need to admit that they were wrong for not choosing you in the first place.

So, you don't get someone to switch because you're cheaper than Walmart. You don't get someone to switch because you serve bigger portions than the big-portion steakhouse down the street. You don't get someone to switch because your hospital is more famous than the Mayo Clinic.

The chances that you can top a trusted provider on the very thing the provider is trusted for are slim indeed.

Instead, you gain converts by winning at something the existing provider didn't think was so important.

Read about the 100 cheapest or most affordable streets in England & Wales with prices starting from £24640 and with a potential yield of 10% plus really useful web sites & the good buy to let locations in Newcastle or Bristol

The 100 cheapest streets by area/region across England & Wales.

Definitely the locations to think about investing in for all of the following reasons which combined make up a great strategy:

• Positive Cash Flow
• BMV (Behind Market Value)
• Forced Appreciation
• Capital Gain
• Lease Options

When starting out to invest in any location I always head for the cheapest streets, the grotty areas, the possible slums,  and work out from that centre point until I get to a sub location or area where all the numbers stack up and where people would choose to live rather than being forced to live, possibly as  their only option.

Wales heads the Rankings with a location in Mountain Ash, which is north of Cardiff in the Valleys, called Fernhill where prices can be as low as £24640.

At that price the property would almost certainly be in “need of modernisation” as is/was the case with the property in the picture above as the average price for a 2 bed terraced house is £69175.

3 Bed LHA Rent £95pw, potential yield 10% plus.

This is No 9 in the National Rankings at £33120!

3 Bed LHA Rent £ 101.54pw. Yield 16%!

This is probably a 2 bed, LHA 86.54. Yield 13.63%

The same applies when I go out to research a location for a DIY investor or student.

By going to our Research Location Map you can click on the Locations that we have analysed and see the results for yourself. You will have to Register first but after that it is free for the time being.

No 1 in the East of England rankings. Clacton On Sea – £44k – Detached & by the sea!

Northern regions such as the North West, the North East, and Yorkshire and the Humber are the most affordable regions in the rankings, while southern regions such as Greater London, the South West and the South East can be found at the other end of the list.

A strong North/South divide emerges from the data below, which lists the average price values of the top 10 streets in each region.

The Regional Rankings

1 North West £32,004
2 North East £33,840
3 Yorkshire and the Humber £36,531
4 Wales £37,249
5 East Midlands £43,686
6 West Midlands £44,576
7 South East £45,120
8 East £53,167
9 South West £62,200
10 Greater London £99,740

The Top 20 Cheapest or Most Affordable Streets.

1 Fernhill Mountain Ash CF45 £24,640 Wales
2 Ann Street South Bank TS6 £26,910 North East
3 Alpha Street Manchester M11 £28,890 North West
4 Hargher Street Burnley BB11 £29,160 North West
5 Duckett Street Burnley BB11 £30,420 North West
6 Oxford Street Brierfield BB9 £30,600 North West
7 Princes Court Newtown NP23 £30,780 Wales
8 Edward Street South Bank TS6 £32,400 North East
9 Altham Street Burnley BB10 £33,120 North West
10 Elmwood Street Burnley BB11 £33,120 North West
11 Morrison Avenue Maltby S66 £33,120 Yorkshire & the Humber
12 Beech Close Hull HU3 £33,210 Yorkshire & the Humber
13 Violet Street Burnley BB10 £33,390 North West
14 Norman Street Burnley BB10 £33,480 North West
15 Wood Street Burnley BB10 £33,570 North West
16 Carlton Villas Hull HU3 £34,020 Yorkshire & the Humber
17 Oak Street South Bank TS6 £34,110 North East
18 Leonards Avenue Hull HU3 £34,110 Yorkshire & the Humber
19 Clough Street Burnley BB11 £34,290 North West
20 Harcourt Road Middlesbrough TS6 £34,380 North

This list may include properties in streets which have not sold in normal free market conditions, such as ‘right to buy’ and compulsory purchase schemes or areas already subject to demolition and regeneration.

4th in the East Midlands rankings is Lord St at an average value of £ 43560.

3 Bed LHA £109.62. Yield 13.07%

We are concentrating on the 100 cheapest streets, by area, because they, or the immediate location around them, are most likely to prove to be good investments both for positive cash flow based on LHA rents, potential capital gain, because prices should have bottomed out by now, and low risk because less of your cash is invested if any.

No 12 in the Greater London rankings (Lambeth) at an average value of £106300

3 Bed LHA £297.69pw. Yield 14.56%.

If 2 Bed then LHA £240pw. Yield 11.7%

These streets are right across England & Wales so you will probably find one quite close to home.

In these streets and immediate surrounding areas you will find properties that are being sold at auction, distressed property needing partial or full renovation or refits and tenants looking for low cost housing plus interest from Housing Associations.

They will also be of interest to first time buyers when you want to sell on.

We will be publishing our research of these streets as each street or area is completed so watch this space.

At present only the first two are up but the number should increase almost daily.

The first 20 will be the top twenty cheapest streets as listed above across England & Wales and after that the 10 cheapest streets by area or region.

There will be over 100 streets to choose from when this research is finished.

A Health Warning:

If you are considering investing in any location be it one of these cheap streets/locations or elsewhere, regardless of how much information we bring you via this website or how much information you are able to glean from other web sites it is still essential that you go to the location and walk the streets before committing yourself to buying a property regardless of how good a bargain it may appear to be at first.

If you want an experienced eye to go with you then we can help, just email me at david@buy-to-let.com.

If you have registered, click here to go to our Location Map or click here to Register.

Most of the information on regional rankings and on the cheap, or “most affordable” streets is courtesy of Mouseprice.

The man behind Property Investor News or PIN for short is Richard Bowser, primarily a publisher and not a self-professed buy to let guru, expert, mentor etc but a man who still knows a great deal about this game, has watched many players come and go over the past few years and, I am sure he would not mind me saying, has developed a fairly jaundiced view of the buy to let market.

Property Investor News is not only a monthly subscription magazine but also runs workshops & conferences and provides a limited amount of free information through their website.

To enjoy the benefits of Property Investor News you will need to join and pay a subscription of £ 99.00 per year. Join for 2 or 3 years and the sub drops by 15%.

For this sub you will receive a magazine that is full of realistic news and editorial and not the B.S so often found in publications with similar or buy to let related titles.

Plus discounted access to Property Investor News workshops which are monthly afternoon events, 2.30pm to 6pm at the low cost of  £ 69.00 for subscribers, £ 79.00 for non-subscribers.

Plus access to their Investor Evening & Networking Events, 6.30pm –10pm, cost £ 20.00 or £ 25.00 for non-subscribers.

Plus access to an annual Conference run by Property Investor News.

All events are held at Balls Brothers, Minster Pavements, London EC3R 7PP.

If you don’t want to commit to membership immediately you can register for a free trial subscription so you can see & “feel” rather than hear before you buy.

You may occasionally find Richard speaking at Networking Events though he is often at the Berkshire Property Meet as an interested party.

You will often find him speaking at Exhibitions such as the Property Investor Show & Homebuyers.

If you are serious about getting into or remaining in buy to let then subscribing to Property Investor News is a must and remember that the sub is tax deductible against your rental profits.